Insurance COmpanies
We Work with all Insurance Companies
You have the right to choose the collision repair shop that works best for you—no insurance company, appraiser, or adjuster can legally require you to use a specific repair shop. As a Direct Repair Facility for State Farm and Farmers Insurance, we streamline the repair process for your convenience. You don’t need to obtain damage estimates or meet with an adjuster. Contact us, and we’ll handle everything directly with your insurance company. Once your claim is sent to us electronically, we’ll provide an estimate and, with your approval, begin the repairs promptly. In addition to State Farm and Farmers, we proudly work with CHUBB Insurance to ensure your needs are met seamlessly.
What if my insurance company’s estimate is lower than my shop’s estimate?
Writing a complete and accurate estimate before disassembling a damaged vehicle is impossible, as hidden damage often becomes apparent only during repair. Don’t be concerned if the initial estimate seems low. As we disassemble the vehicle and uncover additional issues, we will promptly communicate any necessary changes to your insurance company to ensure all repairs are covered appropriately.
Do I have to use aftermarket, reconditioned or used parts?
No, you are not required to use aftermarket or reconditioned parts unless it is stipulated in your insurance policy. However, if your contract includes this provision, you may be responsible for any additional costs of choosing original manufacturer parts. It's important to note that aftermarket or reconditioned parts can void your manufacturer’s warranty, compromise your vehicle's safety, and reduce its overall value.
Do I have to get more than one estimate?
No, you are not required to obtain multiple estimates. If an insurance company requests additional estimates, inform them that you prefer to work with our shop for your repair needs.
Do I have to pay a deductible?
The amount of deductible that you will be responsible for is determined by your insurance policy.
